The Abicana store

 

Mail:             aquila_grande@yahoo.no

 

See also our general store

 

Affordable and flexible loans, insurances and finances - also investment opportunities

Wellcome to this presentation of some good offers of loans, insurances and other financial services. Further down at this sites are also presented good objects for investment that are likely to save their value and and also give a good value increase in times with economical stagnation and currency degradation. Please click at the banners to read more or make an agreement.

 

Cash advance loans  

FaxFreeCash - This service searches 150 lenders for you to find those that will provide you the highest loans for the lowest interest rates. Then it provides your application being handled and you get the money into your account within 1 hour.

FaxFreeCash 728x90 banner

 

 

Innovative financial services

CashUnclaimed.com - This service makes it easy for you to search for and claim money free to be used by persons filling the right criteria. Any citizen fill some criteria for being able to claim some of all the unused money out there.

 

 

Help to improve your credit scores - Whatever the reason for your problems with bad credit scores, this service is ready to help you by first analyzing your situation, then making a concrete plan for improving your scores and then guiding you through the fullfillment of the plan. The service takes all the necessary taling with credit agencies and other actors for you. They can help with problems due to issues like: Collections. Identity theft, Late payments, Liens, Bankruptcies, Duplicates, Repossessions, Junk debt buyers, Short sale or oreclosures, Incorrect personal info, Inflated or expired debts, Outdated information, Debt, Management management complications from  Ex-Husband or x-Wife, Chex systems, No credit score, Security clearance. Excessive inquiries, Mixed credit files, Biased judgments, Charge-Offs

He can help improve your credit rating. Click here.

 

 

Insurance offers

General insurance shop

 

Home insurance

Homeowners Insurance Quotes

 

Auto insurance

 

Life insurance

Please click at these good shops and choose what suits you best.

Life Insurance Quote

 

Health insurance

Free Health Insurance Quote.

 

 

Investment opportunities

Medallions and bars of 999 silver and 24 karat gold - In this shop you can find beautiful coin-like medallions and bars of silver and gold. The objects have each an exact unit weight and they are beautifully decorated with symbols and motives from history, folclore and mythology, or decorated with motives presenting humans, animals or flowers. The objects have a practical size and shape so that you can store them easily or have them as deocore. The quality of silver and gold in the objects and their practical shape make them good as investmentobjects.

234x60 blue and grey

 

 

Some other items

winelegacy.com - superb quality, hand-picked wines from around the world

- We are scouring the globe, tasting and selecting wines from some of the best producing wineyards in the world.

 

Remote control models, airsoft guns and other hobby articles  - Wireless models of helicopters, aircrafts cars and boats. Electronic sets, telescopes, computers and a lot more. Models in all size and prize cathegories, and suitable for all ages. Electric driven models that are suitable for indoor and outdoor use, and extreme speedy gas driven models for the advanced modeller. These two banners lead to two good warehouses of hobby items.

XenonProject.com - Your Source for RC Toys

Air Soft BB Guns

Special store for helicopter models - Remote controlled model helicopters of all prize cathegories and all types of equipment for model helicopters.

NitroRC.com - nitro powered  and electricairplanes

NitroRC.com - nitro powered  and electric driven speed cars

 

Natural products against many common diseases. Products to be taken by mouth and topical creams, balms, ointments - please click here

Acne, aging symptoms, AIDS, allergies, Alzheimers disease/dementia, angina, arthritis (osteoarthritis), arthritis (rheumatoid arthritis), asthma, attention deficit disorder (ADD), breast cancer, burns, carpal tunnel syndrome, cholesterol, cronic bronchitis, chronic cough, chronic fatigue sydrom, cognitive problems, colds and flue, congestive heart failure (CHF), Crohn`s disease, depression, diabetes mellitus type 1, diabetes mellitus type 2, eczema, edema, endometriosis, fatigue, fibromyalgia, hair loss, herpes simplex, hyperlipidemia, hypertention, obesity, otitis media.

 

A lot of good products to make your skin healthy and strong:  In addition to generally working skin-care and skin health products, this good shop has products to treat rosacea, acne on the face and body, inflammations in the skin like eczema, scars and stretchmarks, herpes and hemorrhoids.

Problem skin?

 

More products for skin care, body care, cosmetics and fashion

 

 

Some explanations about loans and credits

Here are some types of loanes and some types of arrangements regarding loans and credits explained.

Adjustable rate loan: (Adjustable Mortgage Loans (AML'S), Adjustable rate mortgage (ARM).  Flexible Rate Loans, Variable Rate Loans.)  Loans where the interest rate is adjusted at recurrent determined times. The rate is adjusted according to current interest rates in the marked, according to the rate that the bank must pay at the other end for the capital disponible for loans, according to taxes, etc.

Amortization: This is the reduction of dept as the loan is gardually paid out.

Amortization Tables: Mathematical formula for the monthly loan payment based on the interest rate, planned total payment time and other conditions.

Fixed rate loan: A loan with a fixed rate determined in the contract with the customer.

Annuity loan: A loan where the back-payment plus the interest payment equals to a fixed amount that is payed at regular inetvals. To make this occur, the part of the payment that goes to amortization will gradually increase as the amount of interest decreases when the loan is payed back.

Housing Expenses-to-Income Ratio: A borrower's housing expenses divided by his/her net effective income (for FHA/VA loans) or his  housing expenses divided by  gross monthly income (for conventional loans).

Initial interest rate: (start rate) The rate of interest used at the beginning of an adjustable rate loan.

Impound (reserves): That part of the regular payments form the borrower held by the lender  to pay for taxes, hazard insurance, mortgage insurance, lease payments, etc.

Interest rates: The rent a borrower of money pays to the loaner. The rate is defined as a percenatge amount of the rest of the loan to be payed in a year.   It is calculated and charged on fixed inetervals (each day, week, month). 

Loan to Value: The loaned amount divided by the value of the asset set as a security for the loan.

Margin: The percenatge addition to be added to the cost that the lender have for the money when the interest rate for a loan is calculated.

Mortgage:  Basically a mortgage is a legal document that secures a loan for real estate. However, the word is often used about the loan itelf.

Mortgage life insurance:  An assurance that firstly is equivalent with the amount lended and declines as the loan is paid off. If the borrower dies or gets into a a health situation that makes him unable to pay down the mortgage, the insurance pays out the rest of the lended amoynt that remains.

Loan or mortgage insurance: A guartantee offered by an mortgage insurance company made to the lender for loans over 90%. The borrower pays a monthly fee for the insurance.

Serial loan: A loan that is payed back in equal amounts at regular intervals.

Subprime loans or credit: A loan offered to a person with previously unsatisfactory history of credit payment. Usually subprime credit is offered for a higher interest rate to compensate for the less secure conditions.