The Abicana webstore
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The Abicana webstore
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CAR ACCESSORIES, SPARE PARTS AND TOOLS
Welecome to this presentation of good online warehouses for car equipment with an exhibition of some of the products from the warehouses. The stores are general vehicle equipment stores, but their strength lies on somewhat different areas as indicated in the presentations. If you are searching for some special type of car equipment from some special fabricant, you are allmost certain to find it in one of these online stores.
Further down on this page there is also some information about car leasing.
Spare parts, equipment and tools for your car - All types of quality equipent for every car fabricate and model: Exterior, interior, styling, transmission, stearing, wheels, electric system, radio, fuel system, motor, trimming and performance parts, driving computer, navigation, seats, doors, locks, glasses, brakes, suspention, exhaust system, driving security, computer system, telephone and comunication, and much more.
Internal and external car equipment, car electronics, GPS navigation - By clicking at the banner below, you will find a great collection of accessories for your car, like lanterns, antennas, auto radio / stereo / music, communication electronics, security equipment, GPS nevigation equipment, dashboard equipment, car body parts, washers, window accessories, interior styling, bags, tool boxes, interior lights, seat equipment and more. You also find workshop tools and parts for higher car performance and higher class functions.
Books reading materials and elecronic media about cars and other motor vehicles -
By clicking at this banner you will find a grat range of books, calendars, manuals, videos and collectibles about: Modern and classic cars, auto racing, motorcycles, trucks, tractors, trains, boats, aviation, military history, bicycles, americana, and collectibles.
Comodities for your use in your cars or on journeys - By clicking at the banner below, you will find a great collection of comodities for your car, or comodities to bring with you on tours, lke tools, lanterns, Auto radio / stereo / music, communication electronics, security equipment, nevigation equipment, interior commodities, bags, seat equipment and more. There are also repair parts and performance parts.
You also find every kind of tools you need to work on your car: Mechanical tools, electric adjustments instruments, mechanical diagnostic equipment, electric diagnostic equipment, styling tools, painting equipment and more. Examples:
Product examples from the shops - by clicking at the links you will find a full product assortment
Superstore with car workshop tools, road map systems with GPS and much more - By clicking at this banner, you will enter a superstor where you can find vehicle specialty tools, computers with navigation functions, tools for most other purposes, and also articles of these cathegories: Herbs and food, Camping and outdoors, Kitchenware, Housewares, Bath and Body, Equipment for Pets, Teas and Koffee, Herbs and Spices, Hydroponics, Sport and Games, Musical Instruments, Media, Electronics, Health and Personal Care.
SOME OTHER ITEMS
Create your T-shirts, underwear, sportswear and other clothes as you want them yourself with SpreadShirt designer
- By clicking at the banners here, you will find a flash-based tool that you can use to design your own clothes. You can give them the background colors and patterns you want, choose drawings and place them where you want on the clothes, and create texts to place on strategic sites on the clothes. You can then purchase the clothes of your own design and get them sent to you within 48 hours.If you live in America, please click at this banner.
If your home is in UK, please click here.
RC helicopters, airplanes, cars, electronic sets, chemistry sets, airsoft guns and other hobby items
Vitamins. minerals, anti-oxidants, glyconutrients, noni, acai mangosteen and other supplements
Products against erection problems or to improve male and female sexual, please click here
roducts to help for specific common diseases, pleace click hereSkincare, natural drugs for skin problems, quality cosmetics, anti-aging products, fashion
Information resources for our visitors - Here are some advices about vehicle leasing. To find other information resources, please go to this page
What is actually leasing
Leasing is a form of long term rebting of objects. The person or instance renting the objects is called leasee, the instance finacing and getting payed for the object is called lessor. Basically there is no formal differnce between ordinary renting and leasing. The term leasing is however often used when the renting or an object is characterized by some special properties which are:
- The leasee of the object chooses the object in a store or by a vender in the same way as by buying the object.
- A financial institution buys the object formally from the vendor.
- The object is rented to the leasee on a long term contract.
- The lessor get the right to use the object more or less on the same terms as if he owns it.
- The maintainance of the object and insurance may be the responcibility of the leasee or the lessor dependent on the contract.
- The rent cowers a stepwise paying for the cost of the object and a fee calculated in the same way as an interest payment based as an annual percentage of the rest cost of the object.
- When the cost of the object is payed entirely, the ownership may or may not be transfered to the user, depending on the contract.
- The payments are in many countries tax deducibles, but the principles varies from country to country. Tax strategy is often a major incitement for choosing leasing as the financial techicality.
Terms to Know Before Leasing A Vehicle - Leasing Jargon Simplified
By
William Bolton
So, you’ve decided that you want to lease that next vehicle. Can’t really blame you. With today’s incentives, rebates, and favourable lease rates why wouldn’t you. Not only do you get to drive a new car, but a new car that you wouldn’t otherwise be able to afford if you were to purchase and finance it. Buyer beware though. With leasing comes new and sometimes rather confusing vocabulary. Don’t get lost in a sea of leasing jargon. Protect yourself. Learn and understand the industry language. For those seriously thinking of leasing that next vehicle, here is a useful glossary of “new” terminology that you should familiarize yourself with BEFORE you negotiate a lease:
Acquisition Fee: An administrative charge levied by the leasing company for processing a lease. This fee is typically NOT negotiable and can have a significant bearing on the overall cost of the lease.
Base Interest Rate: This is the cost of leasing and using a vehicle and is measured by the interest paid over the lease term.
Buy at end-of-term interest rate: This is the net interest rate for the lease if the lessee, at the end of the lease term, purchases the vehicle at the end-of-lease purchase price.
Capitalized Cost: This is the total purchase price of the vehicle. The price includes the cost of all extras such as vehicle options, extended warranties, life insurance, and rustproofing. The capitalized cost equals the amount you would pay for the vehicle if the vehicle were being purchased.
Capitalized Cost Reduction: A capital cost reduction is a down payment, in the form of cash or trade-in, that is applied to the final purchase price of the vehicle reducing the monthly lease payment.
Closed End Lease: Leases in which the lessee’s financial obligation rests only with the negotiated monthly lease payment. Since the residual value of the vehicle is stated in the lease contract, the lessee is not financially responsible if the actual value of the vehicle is less than the stated residual value. The lessee need only return the vehicle at the end of the lease term with no further obligation.
Dealer Participation: A rebate or discount, contributed by the dealer, reducing the final purchase price of the vehicle.
Depreciation: The decrease in value of a vehicle over time. Depreciation in automobile leasing is the difference in value between the cost of a new vehicle and the value of the vehicle at the end of the lease term.
Disposition Fee: A fee charged by the lessor at the end of a lease to ready the car for sale. The lessor may apply this fee against the deposit made by the lessee at the beginning of the lease term.
Down Payment: A sum of money paid at the beginning of a lease contract, usually at the time of signing, that is applied to the final purchase price. In leasing, the down payment is referred to as the capitalized cost reduction. Typically, the larger the down payment, the smaller the lease payment.
Early Termination Fee: A penalty paid by the lessee for terminating a lease contract early. A lessee pays for the depreciation of a vehicle in equal monthly payments. Since a vehicle’s depreciation is highest in the first months of a lease, terminating a lease early results in the lessee using more of the vehicle’s value than what they’ve paid for subjecting the lessee to penalty.
End-of-Lease Purchase Price: Also known as the residual value. This is the price at which the lessee may purchase the vehicle at the end of the lease term.
Excess Wear & Tear: W ear and tear beyond what is deemed acceptable by the leasing company. It is the responsibility of the lessee to take reasonable care of the car and to ensure it is returned at the end of the lease term in good condition. Bald tires, body dents, and engine trouble due to neglect could subject the lessee to repair and replacement charges.
Gap Insurance: The name given to a type of insurance coverage that covers the difference between the actual cash value of the leased vehicle and what is still owed on the lease contract. If a leased vehicle is destroyed in an accident or stolen, gap insurance coverage protects the lessee against additional losses due to “gaps “ between the insurance settlement and the lessee’s financial obligations set out in the lease contract.
Independent Lessor: These are non-traditional lessors, usually an individual business, that can structure and write a lease for most makes and models of vehicles. The terms and conditions of the lease agreement can be customized to accommodate different lease and mileage conditions.
Lease Extension: This is the continuation of a lease, beyond the original lease contract. Payments are continued on a month-by-month basis at the same sum negotiated at the beginning of the lease term.
Lease Term: This is the length of the lease contract. Most vehicles can be leased for 12, 24, 36, 48, and 60 month lease terms. The monthly payment of a lease will vary depending on the length of the lease term.
Lessee: Name assigned to a person or party who signs a lease and agrees to assume responsibility for a vehicle and the lease payments.
Lessor: Name assigned to a person or party that owns the vehicle and agrees to lease it to the lessee.
Mileage Allowance : Lease agreements establish a maximum mileage allowance that the car may be driven over the life of the lease. The agreement will also specify the cost per mile or kilometer the car is driven over and above the allowance that is due and payable at the end of the lease term.
Money Factor: This is a number used to calculate the base interest rate of a lease. To arrive at a base interest rate, leasing companies will multiply a money factor by 2400. The money factor of a lease is known by the leasing and sales consultant at the dealership and is used to calculate the cost of money in the same fashion as an interest rate does. The lower the money factor, the lower the monthly lease payments.
Monthly Payment: A payment made on a specified date each and every month as specified in the lease contract. Monthly lease payments calculated on a lease contract typically include all applicable taxes.
Net Interest Rate: This is the total interest rate for a lease and represents the true cost of the lease. The lower the net interest rate, the lower the cost of the lease.
Open-End Lease: Leases in which the lessee’s financial obligation may exceed the negotiated monthly lease payment. In an open-end lease the residual value is set at the beginning of the lease term. The lessee is financially responsible if the actual value of the vehicle is less than the stated residual value.
Purchase Option: Option extended to the lessee, at the end of a lease contract, to purchase the vehicle at the pre-determined purchase price. The pre-determined purchase price is normally the stated residual value in the lease contract.
Residual Penalty: This is the penalty a lessee pays if the end-of-lease purchase price is greater than the expected value of the vehicle at the end of the lease term.
Residual Value: This is the expected or pre-determined value of a leased vehicle at the end of the lease contract. The stated residual value on a lease contract is normally the buyout price at the end of a lease term. The residual value also determines whether the lessee should purchase the vehicle at the end of the lease term. If the residual value is less than the actual market value it would be advantageous for the lessee to buy the vehicle and sell it to a third party.
Security Deposit: This is a sum of money, paid up front, as security for excess wear and tear on the leased vehicle. The amount is refunded if the vehicle is returned in good condition. In some cases, the deposit may be applied against the final monthly payment.
Good luck and happy negotiating!
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William Bolton is founder, owner, and operator of Leasedwheels.com, a website specializing in auto lease transfers and assumptions. If you're stuck in a lease you need out of or wish to take over an existing lease on a short-term basis with no money down, visit: http://www.leasedwheels.com
Source: http://www.websition.com/